The average US consumer can earn up to $700 worth of rewards each year, just by using a reward-earning credit card and paying off the balance each month. Unfortunately, banks and loyalty programs don’t make it easy to narrow down which cards might be best for you and often mislead consumers with excessive fine print and over zealous marketing language. Birch finds the facts and analyzes your transaction history to find the best reward-earning cards on the market for your personal spending habits, taking the guesswork out of applying for credit cards.
In addition to finding new cards to apply for, Birch also helps maximize the rewards you can earn with your current wallet by pointing out where you could have used a better card on specific transaction, finding recurring subscriptions that could be put on a credit card, and allowing you to search preemptively to see which card to use on upcoming purchases.
Birch was acquired by Even Financial in 2018